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5 Flood Insurance Facts Every Homeowner Needs to Know

Flood insurance is a necessary (but often misunderstood) type of protection for homeowners who live in a flood-prone area. Read on to learn five important facts that every homeowner should know before they purchase flood insurance.

  • Homeowners insurance doesn’t cover flooding. Many homeowners assume that their homeowners insurance policy will protect them if there’s a flood. Unfortunately, most insurance policies don’t include coverage for floods. You’ll need a separate flood insurance policy to fully protect yourself.
  • Your mortgage company might require you to buy flood insurance. Unlike car insurance, you aren’t legally required to have any type of flood insurance if you own a home in a high flood risk area. However, your mortgage company may require that you buy some form of flood insurance as a condition of your loan.
  • Flood insurance is easy to find. Most companies that provide homeowners insurance also offer add-on protections for flood insurance. Some companies even allow you to combine both deductibles into a single payment.
  • Flood insurance won’t protect your car or truck. If you want to protect your car or truck from flood damage, you should purchase a comprehensive coverage policy from your car insurance provider.
  • Flood insurance isn’t the only way to protect your home from water damage. Flood insurance is important—but it’s not the only way to protect your home. Basement waterproofing in Montgomery County from companies like Rightway Waterproofing can help you protect your investment by minimizing damage after a flood.

Is your home in a flood-prone area? If you experience a flood, make your first call to Rightway Waterproofing. Rightway Waterproofing is proud to provide the NJ mold removal and emergency basement services that homeowners in the Garden State need to protect themselves and their families. Give us a call today to learn more or get started!

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Hear What Our Customers Are Saying!

“We wanted to thank you for your personal and specialized attention to the water problem we had in our basement. You took the time to inspect the whole situation and gave us recommendations, all of which worked. You had a way of explaining the process and materials that would be used in a way that we understood. We are very pleased with the work that was done and would highly recommend your company to anyone.”

-John and Barbara Vicich

“The day after Hurricane Irene, all of my neighbors basements were filled with water, while mine remained dry! It is wonderful, everything remains dry and the battery backup worked beautifully when my power was out for 2 days. Dry AND quiet, thank you, thank you! Thanks! Debbie, Berwyn”

-Debbie, Berwyn

“All I have to say is that Hurricane Irene was no match for the job that Rightway did for my basement and my father-in-law’s. I had my basement done 5 years ago and we are still bone dry and my father-inlaw’s was done last year and another dry basement… Great job! I highly recommend them for waterproofing and mold remediation.”

-Doug Smith, Glenside

“I’d highly recommend these guys for your basement. My basement has been dry since they installed a sump pump and French drain in June. They offer a competitive price, they get the job done quickly and they stand by their work. Please mention my name if you proceed down the road with these guys.”

-Luke

“We had our basement waterproofed with Rightway Waterproofing in 2007, after all this time and just getting through Hurricane Irene, we did not get a drop of water in our basement. Rightway Waterproofing did a very good job and we are very satisfied!”

-Angelo and Sandra Patiri